Our group
Our group includes, among others, specialist companies for direct infrastructure investments and personalised pension solutions.
Find out more about Our group«Independence forms the foundation of our owner-managed family firm. We form our own views and critically question both existing approaches and future developments.»
Christof Reichmuth
Partner with unlimited liability, President of the Board
What makes a private banker stand out
What makes a private banker stand out
Trust is built where personal responsibility is assumed. The principle of the private banker is based on this. As general partners with unlimited liability, Christof Reichmuth, Remy Reichmuth and Jürg Staub bear entrepreneurial responsibility personally: They are liable for the bank’s obligations with both their commercial and personal assets.
This is what makes us fundamentally different from other private banks that are organised as corporations. In institutions of that kind, management decisions and liability are separated. Personal responsibility shapes the way in which we think and act. It fosters a particularly prudent approach to risk, particularly a conservative balance sheet policy. As our owners are actively involved in the business, we remain independent and can focus consistently and with sound judgement on the long-term preservation and sustainable growth of the assets that are entrusted to us.
A tradition that endures to this day
A tradition that endures to this day
The roots of Swiss private bankers can be found in the 18th century. Emerging from merchant and trading houses, they supported entrepreneurs and families in wealth and financial matters long before the advent of modern banking. The owners’ names have always stood for reliability, personal responsibility and entrepreneurial action – values that continue to shape the self-image of private bankers to this day.
Although this form of banking has become rare, it remains highly relevant. As one of the five remaining Swiss private bankers, we uphold this tradition – independent, owner-managed and firmly committed to personal responsibility and long-term thinking.
The future needs a past
Driven by a deep conviction to place the client uncompromisingly at the heart of everything, Karl Reichmuth and his son Christof laid the foundations for Reichmuth & Co. in 1996. In establishing Switzerland’s newest genuine private bank with unlimited liability, they made a clear statement in favour of responsible, independent Swiss banking services.
Entrepreneurial pioneering spirit
Thanks to our entrepreneurial pioneering spirit and close relationships with our clients, we recognise needs early on. Since our founding, we have consistently developed ground breaking innovations in selected niches. We are among Switzerland’s pioneers in personalised pension solutions and direct infrastructure investments.
A family firm with unlimited liability
We are committed to our family values in our dealings with our clients. A long-term promise in a fast-moving age. The unlimited joint and several liability of our partners fosters a heightened awareness of risk. This is consistently reflected in our forward-looking approach and highly prudent balance sheet policy.
«Liability rather than bailouts»
The ongoing debate regarding regulation and state bailouts for banks highlights a fundamental problem of our time: when risks are socialised, trust suffers. This is precisely where the principle of personal liability comes into play. Guided by the principle of “liability rather than bailouts”, the Institute for Swiss Economic Policy (IWP) at the University of Lucerne advocates for strengthening banks’ own responsibility.
Christian Bidermann, partner at Rahn & Bodmer, and Jürg Staub, general partner at Reichmuth & Co, emphasise in their joint publication that this model offers an effective answer to today’s financial questions.
A report on the roots, values, and knowledge that have shaped us
A report on the roots, values, and knowledge that have shaped us
A look back at 2016: Twenty years after the company was founded, founders Karl and Christof Reichmuth discuss in this film the roots, values and knowledge that remain at the core of our private bank to this day.