Executive pensions

A greater say in your occupational pension provision

Bespoke pension solutions for companies and employees in key positions

A customised executive pension delivers tangible added value – for both your company and your staff. It provides flexibility in terms of asset allocation, offers tax benefits, and strengthens your position in the competition to attract the best talent. Drawing on our experience as a pioneer in executive pensions, we work with you to create a solution which is precisely tailored to your company’s goals and the life plans of your executives.

Private banking for your pension fund

Your pension provision forms an essential part of your assets. That’s why we never view it in isolation, but as an integral part of your overall financial and personal situation. Drawing on our expertise in wealth management and retirement planning, we create solutions that optimally align your investment strategy, your tax situation and your long-term goals in the best way. The result is forward-looking retirement planning – aligned with your needs today and tomorrow.

Your benefits

  • Personalised investment strategies rather than standardised solutions
  • Tax optimisation opportunities for companies and insured persons
  • Greater potential for additional contributions for targeted wealth accumulation
  • Flexible structuring of pension benefits
  • No cross-subsidisation of executive pension assets to benefit the basic pension fund

Which solution is right for you?

PensFlex

For companies that want to offer their key staff greater flexibility.

PensFlex allows for personalised investment options within occupational pension plans and provides additional financial flexibility.

Your benefits

  • Tax-deductible contributions
  • Individual investment of pension assets
  • Securities can be transferred to your personal assets
  • Optimised planning of capital withdrawals

PensUnit

For companies with the most exacting requirements when it comes to individualisation.

PensUnit enables a particularly flexible approach to executive pension provision and combines personalised investment options with attractive tax benefits.

Your benefits

  • A say in your personal investment strategy
  • No cross-subsidisation
  • Ability to build up tax-deductible fluctuation reserves
  • Individual tailoring of the pension solution

Frequently asked questions

Why choose an executive pension?

The expectations surrounding contemporary pensions have risen: companies wish to retain their key personnel in the long term, whilst insured persons want to play an active role in shaping their pension arrangements and have individual control over the investment of their supplementary pension funds. A personalised executive pension balances these interests and creates genuine scope for both the company and the individual.

Which solution is right for my company?

That depends on your company structure, the number of insured persons and your objectives. Together, we will analyse your situation and create the right solution.

What are the benefits of an executive pension?

Compared with an enveloping pension fund, the split pension solution used for executive pensions provides greater flexibility in the investment of the pension assets, creates opportunities for tax optimisation and enhances the employer’s attractiveness.

Who is an executive pension for?

For self-employed persons and companies wishing to offer employees in key positions a personalised and attractive pension solution.

Any questions?
We're happy to help