Disclaimer

Reichmuth & Co Privatbankiers

Disclaimer

Legal notice

Please read through the following important legal notice carefully.

By accessing the website of Reichmuth & Co (hereinafter referred to as “R&Co”) you consent to the following terms of use. If you do not accept these terms, please refrain from using our website and its subsequent pages any further.

Access

The website of R&Co is not intended for persons whose access to it is restricted or prohibited by legislation of their country of origin or domicile. Access to the website is not permitted for such persons. Persons of US nationality or who are domiciled in the United States of America are prohibited from accessing the website due to American legislation. The services presented on this website are not intended for persons who, due to their nationality, business location, domicile or other reasons, are subject to legislation that forbids foreign financial service providers from carrying out business activities there, or that prohibits or restricts the access of legal entities or individuals who are subject to such legislation to websites of foreign financial service providers. Access to this website is not permitted for persons to whom such restrictions apply.

Services offered

The information and views provided on the website of R&Co do not constitute a solicitation, offer, or recommendation to buy or sell investment assets, to engage in other transactions, to accept investment advice or any other type of advice, or to accept any other type of service, but rather are intended for information purposes only.

Fund documentation and registration summary

In any case, the current, legally valid fund documents (prospectus with regulations/articles of association, annual report and half-year report) should always be studied carefully before you invest in a Reichmuth & Co fund. These form the legal basis of the investment fund.

Notice of risk

The price of fund units and the dividend payout are subject to fluctuations, i.e. the price may fall or the payout may be reduced or cancelled entirely. A positive performance in the past is therefore no guarantee of a positive performance in the future. This means that there is no guarantee that the value of the fund units held will equal the capital originally invested when withdrawn. Investments in foreign currencies are subject to an additional currency risk, that is to say the performance of such investments depends on the volatility of the foreign currency. Finally, the potential risk/returns for investments in investment funds also depends on the particular investment policy and the main focus of the individual funds.

Neither R&Co nor its contractual partners accept liability for any losses.

Distribution restrictions

The R&Co funds are approved for public distribution in Switzerland only, subject to the specific sales restrictions that apply (as at October 2017): In all other countries the units of the investment fund may not be sold, offered or supplied without due authorisation.

Warranty

R&Co and its information providers make every effort to ensure that the information contained on this website is correct and complete at the time of publication and derives from reliable sources. However, R&Co and its information providers do not make any warranty, either explicitly or tacitly, as to its accuracy, reliability, currentness or completeness. The information and views contained on this website are subject to change at any time without prior notice or explanation to the users. R&Co does not use the website to provide you or other third parties with investment advice or other suggestions. The information on the website does not constitute an aid to making decisions about legal, tax-related or other questions warranting consultation. Moreover, no decisions about investments or any other decisions should be made on the basis of this information. Please seek advice from a qualified specialist when making investment decisions.

Exclusion of liability

R&Co and its information providers do not accept any liability for direct or indirect loss or damage of any kind in connection with use of this website or the information or views contained therein.

Exclusion of warranty

R&Co does not accept any responsibility, and makes no warranty, regarding the functions of the R&Co website being error-free or uninterrupted, or the website or server being free from viruses or harmful components.

Data security

The website allows you to send e-mail messages to R&Co, and to subscribe to the newsletter via e-mail. When you use this website your data is transmitted over an open, generally accessible network. The data may, therefore, also be transmitted across borders, even if both the sender and recipient are located in Switzerland. Because the information or data that you transmit to R&Co, or arrange to have transmitted by R&Co, via an electronic medium, in particular via a website, e-mail, SMS etc., is usually sent in an unencrypted form, it may be possible for unauthorised third parties to intercept, modify or view this information or data, or for it to get lost. Such unauthorised third parties may draw inferences about existing or future bank client relationships. R&Co does not accept any liability in this regard.

Moreover, R&Co expressly refers to the risk of viruses and the possibility of attacks by hackers. To protect against viruses, it is recommended that you use the most up-to-date version of your browser and install antivirus software with the latest updates as well as a firewall. As a rule, you should avoid opening any e-mails of unknown origin or unexpected attachments.

Applicable law and place of jurisdiction

Use of the website of R&Co is subject exclusively to Swiss law, which applies to the interpretation, use and consequences of all the terms of use set out above. Any disputes in connection with this website or use thereof shall fall within the exclusive jurisdiction of the courts of Lucerne.