This brochure does not constitute a solicitation, offer, or recommendation to use a service, to buy or sell an investment, or to conclude any other transactions. The services described in this brochure are provided solely in accordance with the agreement concluded with the investor. The information and views contained herein are intended for information purposes only, and do not take into account any individual investment targets, financial circumstances or requirements. Furthermore, the content, scope and prices of the services and products may differ in nature depending on the investor and/or as a result of legal restrictions, and are subject to change at any time. Before an investment decision is made the investor should obtain individual advice regarding his/her personal situation. Potential investors should be aware that past performance is not necessarily an indicator of future performance. We accept no liability whatsoever for loss or damage of any kind that results from use of the information contained herein.