Flexible vested benefit solutions

Exclusive parking space for your vested benefits

Thanks to our vested benefits foundations PensFree and Independent, our clients benefit from tax-privileged advantages for up to five years after reaching regular retirement age.

• Vested benefit accounts mean independent choice of investments and hence greater diversification.
• A separately managed vested benefit custody account offers more flexibility when it comes to withdrawals in the 2nd pillar on retirement.
• No cross-subsidisation of survivors’ benefits. In the event of death, the pension assets are disbursed to the heirs in full.