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Innovative management retirement provision

Our management retirement provision offers a flexible pension plan that enables our clients to set up a company pension scheme. This can be tailored to meet the needs of the company and its employees.

Private banking for your pension fund

Our innovative management pension solution offers you tangible and quantifiable benefits.

  • Separation into basic and management pension fund. The splitting of the two vehicles allows for customisation and diversification of investments.
  • No cross-subsidisation in the management pension fund. In the event of death, the pension assets are disbursed to the heirs in full.
  • You can benefit from significant tax optimisation both at the private and the corporate level.
  • Pension plan optimisation in the management pension fund creates greater purchase potential even if your salary stays the same.

Facts at a glance

  • No minimum investment
  • Needs-based choice of strategy
  • Realisation via funds, ETFs and individual stocks
  • Company-specific risk benefits
  • Salary components from CHF 86,040, or from CHF 129,060, depending on specific solution

Our solutions

PensFlex

PensFlex, our innovative management pension solution, offers you tangible and quantifiable benefits.

  • Purchases can be deducted from taxable income in full.
  • On departure from the foundation, for instance on retirement, securities can be transferred to your private assets without necessitating a sale.
  • The splitting allows for a more efficient and tax-optimised staggering of withdrawals.

PensUnit

Our innovative PensUnit solution offers you advantages in a range of areas.

  • Co-determination of the investment strategy
  • No cross-subsidisation
  • Tax relief for the company
  • Private tax optimisation
  • Formation of deductible collective fluctuation reserves

Please do not hesitate to contact us for a consultation

Marco Danelli

Head of Pension

+41 41 249 49 68

«We are among the pioneers of customised pension solutions in Switzerland.»

Jürg Staub

partner with unlimited liability

News

General 14.04.2022 Philipp Murer

25 years Reichmuth Pilatus

Our Reichmuth Pilatus fund celebrates its 25th anniversary. We had the pleasure of welcoming around 100 guests to the anniversary. Speakers from companies we know well gave interesting and informative insights into their current environment.

Investing 31.03.2022 Dr. Matthias Ramser

Video Market Outlook 2nd Quarter 2022

With the war in Ukraine and the sharp sanctions imposed by the West, inflationary pressure has increased once again due to rising commodity prices. The West’s sanctions are even so far-reaching that Russia’s central bank reserves have also been frozen. China has not taken a clear position, which raises questions about the future world order.

Investing 24.02.2022 Dr. Matthias Ramser

Brief update Ukraine conflict

With the start of military action in Ukraine, the crisis has reached a new level of escalation. The stock markets reacted with significant declines. The oil price continues to rise, threatening a stagflationary environment for Europe in particular.