Pioneering pension solutions

Reichmuth & Co is one of the pioneers of non-mandatory pension solutions in Switzerland. We are by our clients’ side with our more than 25 years of expertise in finance and pensions.

PensExpert is celebrating its 25th anniversary this year

Together with our subsidiary, we have been offering innovative and customized solutions for the tax-privileged accumulation and management of your retirement assets for 25 years.

Watch the story of “Opportunities and Willpower” in this short video. Enjoy!

OUR PENSION SOLUTIONS

Innovative management retirement provision

Thanks to our splitting of occupational benefits provision into a basic pension fund and a management pension fund, we can diversify our investments in the second pillar.

  • Investment strategy can be determined by the client
  • Tailor-made investment strategy
  • Tax optimisation

«As an innovative and digitally savvy employer, we wanted to offer our employees a modern pension solution. Today, this is an asset when it comes to recruiting new talent.»

Flexible vested benefit solutions

Vested benefits arise in the event of an interruption of employment, a change of employer, the transfer of a divorce settlement or permanent relocation abroad. How you profit from our vested benefit solutions:

  • Harmonisation with private assets
  • Transparent
  • Tailor-made

«We decided to use our occupational benefits account to finance our mortgage. This interesting option allows us to take advantage of deductible interest payments which will ultimately flow back into our pension assets.»

Retirement and pension planning

Retirement planning is and remains one of the core pillars of our life cycle. We would be happy to advise you throughout all stages of your life to help you preserve your wealth over generations.

  • Career start
  • Asset accumulation
  • Pension planning
  • Asset transfer

«Thanks to early pension planning, I now have a clear overview of the things I have to do to optimise my finances for my impending retirement. That makes me feel secure and at ease.»

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Estate planning and lifetime asset transfer

Planning how to pass assets on to the next generation is something we all need to address. We are here to support you in the early transfer of assets, whether you want to bequeath them, give them away or put them in a foundation.

  • Smart estate planning
  • Implementation/documents
  • Lifetime asset transfer
  • Representation of heirs
  • Execution of the will

News

Harmony is sometimes overrated

Remy Reichmuth on corporate responsibility, the development of Reichmuth & Co and the future of private banking.

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France’s debt trap: the next stress test for the euro

The financial markets usually only take an interest in sovereign debt when it is already too late. For years, deficits can grow, reforms can be delayed and debt can accumulate without investors reacting. But at some point, perceptions shift. Then the focus is no longer on the causes, but on the cost of financing. France is approaching such a point.

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Greater Impact Under One Roof

Claudia Ineichen, Managing Director of the Rütli-Foundation, speaks with Nils Güggi, Head of the Swiss Federal Supervisory Authority for Foundations (ESA), about current developments in Switzerland’s foundation sector and the opportunities and challenges shaping its future. Their discussion also explores how philanthropic engagement can be structured effectively, sustainably and with a long-term perspective.

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