Pioneering pension solutions

Reichmuth & Co is one of the pioneers of non-mandatory pension solutions in Switzerland. We are by our clients’ side with our more than 25 years of expertise in finance and pensions.

PensExpert is celebrating its 25th anniversary this year

Together with our subsidiary, we have been offering innovative and customized solutions for the tax-privileged accumulation and management of your retirement assets for 25 years.

Watch the story of “Opportunities and Willpower” in this short video. Enjoy!

OUR PENSION SOLUTIONS

Innovative management retirement provision

Thanks to our splitting of occupational benefits provision into a basic pension fund and a management pension fund, we can diversify our investments in the second pillar.

Investment strategy can be determined by the client
Tailor-made investment strategy
Tax optimisation

«As an innovative and digitally savvy employer, we wanted to offer our employees a modern pension solution. Today, this is an asset when it comes to recruiting new talent.»

Flexible vested benefit solutions

Vested benefits arise in the event of an interruption of employment, a change of employer, the transfer of a divorce settlement or permanent relocation abroad. How you profit from our vested benefit solutions:

Harmonisation with private assets
Transparent
Tailor-made

«We decided to use our occupational benefits account to finance our mortgage. This interesting option allows us to take advantage of deductible interest payments which will ultimately flow back into our pension assets.»

Retirement and pension planning

Retirement planning is and remains one of the core pillars of our life cycle. We would be happy to advise you throughout all stages of your life to help you preserve your wealth over generations.

Career start
Asset accumulation
Pension planning
Asset transfer

«Thanks to early pension planning, I now have a clear overview of the things I have to do to optimise my finances for my impending retirement. That makes me feel secure and at ease.»

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Estate planning and lifetime asset transfer

Planning how to pass assets on to the next generation is something we all need to address. We are here to support you in the early transfer of assets, whether you want to bequeath them, give them away or put them in a foundation.

Smart estate planning
Implementation/documents
Lifetime asset transfer
Representation of heirs
Execution of the will

News

General 08.08.2025 Jürg Staub

Swiss pharmaceutical industry facing political headwinds

The pharmaceutical industry is currently high on Donald Trump’s list of priorities. He wants more production and jobs in the US, as well as lower drug prices. As a means of exerting pressure, he is threatening to impose price caps and introduce tariffs on drugs. These goals are, of course, contradictory, which is causing even more uncertainty.

General 04.08.2025 Dr. Matthias Ramser

Market commentary on the US trade conflict with Switzerland

The list of new customs measures against Switzerland, published on the night of Swiss National Day on August 1, came as a surprise. The economic impact of the tariffs is significant.

STIFTENS-WERT 18.07.2025 Nicole Brast

Lucerne lacks a foundation culture

For the first time, a study shows how differently cantons exempt foundations from taxes. Zurich recently liberalized its practice. How is Lucerne reacting?