Pioneering pension solutions

Reichmuth & Co is one of the pioneers of non-mandatory pension solutions in Switzerland. We are by our clients’ side with our more than 20 years of expertise in finance and pensions.

OUR PENSION SOLUTIONS

Innovative management retirement provision

Thanks to our splitting of occupational benefits provision into a basic pension fund and a management pension fund, we can diversify our investments in the second pillar.

  • Investment strategy can be determined by the client
  • Tailor-made investment strategy
  • Tax optimisation

«As an innovative and digitally savvy employer, we wanted to offer our employees a modern pension solution. Today, this is an asset when it comes to recruiting new talent.»

Flexible vested benefit solutions

Vested benefits arise in the event of an interruption of employment, a change of employer, the transfer of a divorce settlement or permanent relocation abroad. How you profit from our vested benefit solutions:

  • Harmonisation with private assets
  • Transparent
  • Tailor-made

«We decided to use our occupational benefits account to finance our mortgage. This interesting option allows us to take advantage of deductible interest payments which will ultimately flow back into our pension assets.»

Retirement and pension planning

Retirement planning is and remains one of the core pillars of our life cycle. We would be happy to advise you throughout all stages of your life to help you preserve your wealth over generations.

  • Career start
  • Asset accumulation
  • Pension planning
  • Asset transfer

«Thanks to early pension planning, I now have a clear overview of the things I have to do to optimise my finances for my impending retirement. That makes me feel secure and at ease.»

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Estate planning and lifetime asset transfer

Planning how to pass assets on to the next generation is something we all need to address. We are here to support you in the early transfer of assets, whether you want to bequeath them, give them away or put them in a foundation.

  • Smart estate planning
  • Implementation/documents
  • Lifetime asset transfer
  • Representation of heirs
  • Execution of the will

News

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Why do emotions and feelings have much more to do with brain health than solving Sudoku or crossword puzzles? What positive effects does “doing good” have and why are there no rational brains?

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Sovereign debt – what we can learn from history

Debt crises are not a new phenomenon and are often triggered by the financial burden of wars, explained Prof. Dr. Albrecht Ritschl from the London School of Economics and Prof. Dr. Tobias Straumann from the University of Zurich as part of Reichmuth & Co Lecture No. 26 on May 21, 2025 at the Institute for Swiss Economic Policy (IWP) at the University of Lucerne.

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1989 in reverse

US President Trump’s flood of decrees and erratic decisions on customs policy are throwing people and markets into turmoil. There is no trace of reliability. This calls for a strategic reassessment of investment policy.

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