Innovative management retirement provision

Our management retirement provision offers a flexible pension plan that enables our clients to set up a company pension scheme. This can be tailored to meet the needs of the company and its employees.

Private banking for your pension fund

Our innovative management pension solution offers you tangible and quantifiable benefits.

Separation into basic and management pension fund. The splitting of the two vehicles allows for customisation and diversification of investments.
No cross-subsidisation in the management pension fund. In the event of death, the pension assets are disbursed to the heirs in full.
You can benefit from significant tax optimisation both at the private and the corporate level.
Pension plan optimisation in the management pension fund creates greater purchase potential even if your salary stays the same.

Facts at a glance

No minimum investment
Needs-based choice of strategy
Realisation via funds, ETFs and individual stocks
Company-specific risk benefits
Salary components from CHF 86,040, or from CHF 129,060, depending on specific solution

Our solutions

PensFlex

PensFlex, our innovative management pension solution, offers you tangible and quantifiable benefits.

Purchases can be deducted from taxable income in full.
On departure from the foundation, for instance on retirement, securities can be transferred to your private assets without necessitating a sale.
The splitting allows for a more efficient and tax-optimised staggering of withdrawals.

PensUnit

Our innovative PensUnit solution offers you advantages in a range of areas.

Co-determination of the investment strategy
No cross-subsidisation
Tax relief for the company
Private tax optimisation
Formation of deductible collective fluctuation reserves

Please do not hesitate to contact us for a consultation

Marco Danelli

Head of Pension

+41 41 249 49 68

«We are among the pioneers of customised pension solutions in Switzerland.»

Jürg Staub

partner with unlimited liability

News

Investing 18.12.2025 Dr. Matthias Ramser

Market commentary 1st quarter 2026

Growth prospects for 2026 remain below average, but are robust overall. The stock markets are caught between AI-driven growth in the US, fiscal expansion in Europe, and structural growth in Asia, on the one hand, and ongoing trade conflicts and geopolitical risks, on the other.

General 05.12.2025

A look at the investment year 2026

Die Privatbankiers von Reichmuth & Co geben Einblick in ihre Prognosen und Anlagestrategien. Dabei zeigt sich eine Rückbesinnung auf Schweizer Bodenständigkeit.

General 02.12.2025 Dr. Matthias Ramser

Raw materials: “Even things that don’t shine can be gold”

Gold is shining brighter than ever in 2025: its price in US dollars has risen by around 60 percent since the beginning of the year, driven by strong central bank purchases, geopolitical uncertainty, and a certain loss of confidence in the US dollar. Investors are seeking stability and gold remains the store of value of choice.