Innovative management retirement provision

Our management retirement provision offers a flexible pension plan that enables our clients to set up a company pension scheme. This can be tailored to meet the needs of the company and its employees.

Private banking for your pension fund

Our innovative management pension solution offers you tangible and quantifiable benefits.

Separation into basic and management pension fund. The splitting of the two vehicles allows for customisation and diversification of investments.
No cross-subsidisation in the management pension fund. In the event of death, the pension assets are disbursed to the heirs in full.
You can benefit from significant tax optimisation both at the private and the corporate level.
Pension plan optimisation in the management pension fund creates greater purchase potential even if your salary stays the same.

Facts at a glance

No minimum investment
Needs-based choice of strategy
Realisation via funds, ETFs and individual stocks
Company-specific risk benefits
Salary components from CHF 86,040, or from CHF 129,060, depending on specific solution

Our solutions

PensFlex

PensFlex, our innovative management pension solution, offers you tangible and quantifiable benefits.

Purchases can be deducted from taxable income in full.
On departure from the foundation, for instance on retirement, securities can be transferred to your private assets without necessitating a sale.
The splitting allows for a more efficient and tax-optimised staggering of withdrawals.

PensUnit

Our innovative PensUnit solution offers you advantages in a range of areas.

Co-determination of the investment strategy
No cross-subsidisation
Tax relief for the company
Private tax optimisation
Formation of deductible collective fluctuation reserves

Please do not hesitate to contact us for a consultation

Marco Danelli

Head of Pension

+41 41 249 49 68

«We are among the pioneers of customised pension solutions in Switzerland.»

Jürg Staub

partner with unlimited liability

News

Investing 25.09.2026 Dr. Matthias Ramser

Market commentary 4th quarter 2026

Higher interest rates, geopolitical uncertainty, and growing doubts about the AI boom are currently causing increased nervousness in equity markets. While we expect heightened volatility in the short term, we remain positive on equities over the medium term. Within the AI theme, we continue to focus on companies benefiting from the expansion of AI infrastructure, increasingly on successful adopters of AI, as well as on diversification opportunities that make portfolios more resilient.

General 31.08.2026 Christof Reichmuth

AI Euphoria: Why Security Matters Again

Signs of an AI bubble are mounting. Valuations are at record levels, leverage in equity markets is increasing, and the euphoria surrounding AI and technology companies continues unabated.

General 07.08.2026 Dr. Matthias Ramser

AI Remains a Key Driver – Selectivity Is Becoming Increasingly Important

Leading US technology companies are set to continue investing substantial sums in artificial intelligence. Increasingly, however, their stock-market performance will depend on whether this spending translates into higher revenues and wider margins.