Retirement and pension planning

Retirement planning is and remains one of the core pillars of our life cycle. We would be happy to advise you throughout all stages of your life to help you preserve your wealth over generations.

Income maintenance

Age 30 to 40

The accumulation and protection of income lays the groundwork for your future path in life and allows you to take initial action in the field of pension provision. Let us help you take the first steps!

Asset accumulation

Age 40 to 50

Through our integral approach, we design the appropriate retirement provision structures, tailored to your overall asset situation. You benefit from tax optimisation, individual management retirement provision with no cross-subsidisation and flexible vested benefit accounts with individual investment options.

Pension planning

Age 50 to 65

Retirement and succession planning is tailored to your needs so you have a firm basis for taking decisions in later life.

Smart estate planning

Age 50+

Planning our estate is something we all need to address. We can assist you produce a tailor-made concept and all the associated paperwork, bringing clarity for you and your loved ones.

Asset transfer

Age 65+

We support you in the early transfer of assets that you want optimised for tax purposes, regardless of whether you want to bequeath them, give them away, or put them in a foundation.

PLEASE DO NOT HESITATE TO CONTACT US FOR A CONSULTATION

Marcel Roos

Pension

+41 41 249 80 25

News

General 08.10.2026 Christof Reichmuth

France’s debt trap: the next stress test for the euro

The financial markets usually only take an interest in sovereign debt when it is already too late. For years, deficits can grow, reforms can be delayed and debt can accumulate without investors reacting. But at some point, perceptions shift. Then the focus is no longer on the causes, but on the cost of financing. France is approaching such a point.

STIFTENS-WERT 30.09.2026 Sapeesan Indrasekaran

Greater Impact Under One Roof

Claudia Ineichen, Managing Director of the Rütli-Foundation, speaks with Nils Güggi, Head of the Swiss Federal Supervisory Authority for Foundations (ESA), about current developments in Switzerland’s foundation sector and the opportunities and challenges shaping its future. Their discussion also explores how philanthropic engagement can be structured effectively, sustainably and with a long-term perspective.

Investing 25.09.2026 Dr. Matthias Ramser

Market commentary 4th quarter 2026

Higher interest rates, geopolitical uncertainty, and growing doubts about the AI boom are currently causing increased nervousness in equity markets. While we expect heightened volatility in the short term, we remain positive on equities over the medium term. Within the AI theme, we continue to focus on companies benefiting from the expansion of AI infrastructure, increasingly on successful adopters of AI, as well as on diversification opportunities that make portfolios more resilient.